Primis Mortgage is an Equal Housing Lender

REFINANCE

Rethink. Reset. Refinance.

Whether you're looking to lower your rate, shorten your term, or even take cash out, a refinance is worth consideration.

Find a Refi Specialist

Same Home. More Possibilities with a Refinance.

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    Turn your home equity into cash

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    Potentially lower your mortgage rate

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    Reduce your monthly payment

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    Switch to a more stable fixed rate

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    Pay off your mortgage sooner

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    Build home equity faster

Ready to Refi?

Whether you’re simply exploring options or ready to make a move, we’re here to help.

Complete this quick form, and we’ll connect you with a refinance specialist near you.

CYOR (Choose Your Own Refi)

Depending on the circumstances, a mortgage refinance can be a wise decision. Streamlining expenses, saving on interest, and having the freedom to invest in your home and life are common reasons to explore this option.

  • Cash Out for Home Improvements

    Access your home’s equity at a fixed rate to tackle your list of home projects.

  • Student Loan Payoff

    Secure up to 80% financing on a student-loan cash out to simplify payments without the usual extra cash-out refinance costs.*

  • Consolidate Your Debt

    Consolidating other debts into your mortgage could mean significant savings, depending on your current debt interest rates.

Find a Mortgage Banker

You Have Options

  • Non Cash-Out

    • Lower your existing mortgage rate or term
    • Financing available up to the maximum amount offered for each program (FHA/VA/USDA/Conventional)
    • Pay off construction costs to get permanent loan

  • Cash-Out

    • Minimum credit score (FICO) 620 for conventional (primary, secondary, and investment homes); 580 for FHA** and 600 for VA
    • Get up to 80% loan-to-value for conventional / FHA loans
    • Get up to 90% loan-to-value on VA loans
    • Primary or secondary residences may be eligible

While You’re Here, You Might Be Interested in More Details

  • Homebuying 101

    Not sure how to get started? That's why we're here. 

    Learn More

  • More From Your Money

    Fee-free checking with benefits and perks the other guys could never match.

    Learn More

  • Save Smarter

    Premium rates and flexible options to help you save smart for tomorrow's adventures.

    Learn More

All loans are subject to approval. Terms and conditions may apply and are subject to change without notice. Primis Mortgage Company (“Primis Mortgage”) is an Equal Housing Lender and is a subsidiary of Primis Bank. Primis Mortgage NMLS #1894879 | AL #23183 | BK #1042893 | ML #1894879 (www.nmlsconsumeraccess.org). For additional licensing information click here. Terms and conditions apply and are subject to change without notice. Restrictions may apply in certain states. Speak with your mortgage lender for details in your area. *Student loan payoffs may result in the loss of certain protections and benefits on federal student loans. **580 FICO for FHA requires Approve/Eligible AUS findings.